Financial
Literacy
Financial Literacy
Did you know:
95% of Americans believe that personal finance should be taught throughout school.
75% of American teens lack confidence in their knowledge of personal finance.
25% of Americans say they don’t have anyone they can ask for trusted financial guidance.
Banks, credit unions, government agencies and other financial institutions rely on NTC to educate their communities on smart money management. We offer financial literacy programming at the elementary, middle and high school level. We know that teaching kids about money early on helps them to become more financially independent as they mature.
Elementary school programs start with the basics, from the identification of different coins and bills to the ways that money is earned, spent and saved. Middle and high school programs feature more advanced financial literacy information. We work with each of our clients to craft messaging that matters to their communities. Our content for older students helps them to plan for college tuition, prepare for long-term careers, think about investing, learn how to prevent fraud and begin cultivating overall financial security.
What can you do to ensure students become financially literate before entering the workforce? Implement an NTC program that teaches crucial money management skills to our next generation and make a positive impact on their future financial success.
Educational Points
Every NTC program is built around several educational concepts related to the overall subject matter and supported by the curriculum connected to those concepts. The content in each of our programs is articulated to appropriately connect to different grade bands in the K–12 setting and align with state and national education standards. Words matter, and we work with each individual client to craft messaging that presents your unique industry information to the schools in your communities.
Early financial education has been linked to lower debt levels, higher savings and better credit scores. By helping to prepare current and future financial customers to use money wisely, our clients strengthen their communities, benefiting kids, adults and their own financial organizations.
- The difference between needs and wants
- The importance of a personal budget
- How to prioritize your needs and wants
- Ways to form a savings habit
- The difference between cash and credit
- How interest is calculated
- Understanding investment strategies
- The definition of a credit score
- How to build strong credit
- The risks and benefits of entrepreneurship
- Customized educational concepts: What do you need to teach your communities?
Featured Programs
Spend it or Save it
Spend it or Save it presents entertaining and educational lessons in financial literacy for grades 6-8. In an experience described as “a rollercoaster in a spaceship blasting off to a planet made of money,” students will participate in three interactive financial literacy scenes. One that will teach the difference between needs and wants, one that demonstrates the importance of saving and investing, and finally, the entire audience will learn for themselves the difference between credit and debit. Students and teachers will also have access to an exclusive e-learning package that is provided to expand upon the educational content of the program, including the FDIC’s Money Smart 2.0 online curriculum.Financial Literacy Pack
The Financial Literacy Pack is a livestream series that supports financial literacy in the classroom. Easy to implement by the educator and easy to provide by a sponsor, this six-part series focuses on each topic and provides supporting educational materials for its further understanding week by week. Every episode begins and ends with sponsor branding and messaging.
- Spend it or Save it (Budgeting and saving)
- Pay to Play (Credit, debit, new payment methods)
- Buyer Beware (Consumer protection)
- Fund Your Future (Financial planning, loans, investing)
- Calculated Risk (Contracts, risk, insurance)
- Cha Ching (Benefits, income, taxes)
What’s Your Goal?
54% of teenagers are worried about financing their futures, including higher education. This high school level financial literacy program connects students to their real life money habits but imagining a path to reach their financial goals. Supported by curriculum, the live event focuses on spending and investing in day-to-day life and how that translates into year-long gains or losses. Interactive and age appropriate, this program serves as a kick-off for the more thorough Money Smart curriculum.
Connect2Next
Connect2Next is a STEM career pathways educational program that cultivates the next generation to be curious, critical thinkers who are eager to build STEM skills and solve problems. We have offered high school programs that center on careers in STEM industries like finance for some time, allowing companies to recruit and inspire their future workforce – but our full curriculum goes as low as upper elementary school to respond to the changing trajectory of students’ matriculation. From growing awareness of the financial workforce to recruiting for specific training opportunities, we work to get students and their families excited about STEM and the major role it plays in society and the economy.
In order to truly foster equality among an organization’s employees, there must be attention paid to the intersection of financial wellness and DEI.